中国家庭金融调查（CHFS）2011年基线数据，聚焦家庭资产、负债、收入与金融行为。
China Household Finance Survey 2011 registers 22 variables — 9 commonly used as dependent variables, 10 as core regressors and 8 as controls. Common research directions for this dataset include: 家庭股市参与决定因素, 家庭财富分布研究.
家庭股市参与决定因素: DV stock_participation, IV financial_assets, risk_attitude, education, controls age, gender, income_total.
家庭财富分布研究: DV financial_assets, IV income_total, education, house_own, controls age, gender, marital.
| name | label | type/role | data file | description · keywords |
|---|---|---|---|---|
| hhid | 家庭ID Household ID | identifier / identifier | household | 家庭唯一标识符 家庭编号 |
| swid | 个人ID Individual ID | identifier / identifier | individual | 个人唯一标识符 个人编号 |
| pline | 家庭成员序号 Person line number | identifier / identifier | individual | 家庭成员在家庭中的序号 序号 |
| year | 调查年份 Survey year | continuous / time | household | 调查年份 年份 |
| province | 省份 Province | categorical / control | household | 家庭所在省份 省份地区 |
| urban | 城乡 Urban/Rural | binary / control | household | 家庭所在地区类型 城乡 |
| gender | 性别 Gender | binary / control | individual | 受访者性别 性别 |
| age | 年龄 Age | continuous / control | individual | 受访者年龄 年龄 |
| education | 受教育程度 Education level | ordinal / iv,control | individual | 受访者最高学历 教育学历 |
| marital | 婚姻状况 Marital status | categorical / control | individual | 受访者婚姻状况 婚姻 |
| income_total | 家庭总收入 Total household income | continuous / dv,iv | household | 家庭年总收入（元） 收入家庭收入 |
| income_wage | 工资收入 Wage income | continuous / dv,iv | household | 家庭年工资性收入（元） 工资劳动收入 |
| house_value | 房产价值 Housing value | continuous / dv,iv | household | 自有住房总市值（元） 房产住房房价 |
| financial_assets | 金融资产 Financial assets | continuous / dv,iv | household | 家庭金融资产总额（元） 金融资产存款投资 |
| debt | 家庭负债 Household debt | continuous / dv,iv | household | 家庭总负债（元） 负债贷款借款 |
| stock_participation | 股市参与 Stock market participation | binary / dv | household | 家庭是否持有股票 股票股市投资 |
| risk_attitude | 风险态度 Risk attitude | ordinal / iv | individual | 受访者风险偏好程度 风险风险偏好 |
| social_insurance | 社会保险 Social insurance | binary / iv,control | individual | 是否参加社会养老保险 社保养老保险 |
| medical_insurance | 医疗保险 Medical insurance | binary / iv,control | individual | 是否参加医疗保险 医保 |
| house_own | 住房拥有 Home ownership | binary / dv,iv | household | 是否拥有自有住房 住房自有住房 |
| consumption | 家庭消费支出 Household consumption | continuous / dv | household | 家庭年消费总支出（元） 消费支出 |
| savings_rate | 储蓄率 Savings rate | continuous / dv | household | 家庭储蓄率（收入-消费）/收入 储蓄储蓄率 |
The codebook is an open lookup. The Wizard consumes the same codebook to drive code generation — upload your data and the system auto-recognises variables, applies cleaning rules, recommends research designs, runs regressions and produces a Word report.